Terms of Service

Last updated 2 November 2026.

1. Who we are and what these terms cover

Malinal is a product of Webvig Labs, a Georgia limited liability company (“we”, “us”). These terms govern your use of malinal.ai: the marketing pages, the documentation, the demo, the signed-in console, the API, and billing. Our Privacy Policy explains how we handle your information and is part of these terms.

2. Accounts

You sign in with GitHub, Google or Apple. You must provide an email address the provider shares with us. You are responsible for activity under your account and for keeping your API keys secret. Tell us at [email protected] if you think a key has been exposed; revoke it from the console straight away.

3. Plans and billing

  • Free and Demo: free to use, within the limits shown in the console.
  • Pro: billed monthly or annually through Stripe, at the prices shown on the pricing page at the time you subscribe. Subscriptions renew automatically until you cancel.
  • Cancelling: you can cancel at any time from the Customer Portal. Your Pro access continues to the end of the period you have paid for.
  • Refunds: we do not refund partial billing periods. If you believe a charge is an error, contact us within 14 days of the charge.
  • Changing plans: switching between monthly and annual is prorated, and the difference is charged or credited immediately.
  • Taxes: prices may exclude applicable sales tax, which is added at checkout where we are required to collect it.

4. Using the service

You agree not to:

  • share an API key, or let someone else use your account, beyond the people you have authorised;
  • try to get around rate limits, usage limits or access controls;
  • interfere with the service, attack it, or probe it for vulnerabilities beyond our responsible disclosure terms;
  • use the service in breach of law, or to harm others.

5. Data and analysis

The financial data and AI-generated analysis are provided for research and information. They are not investment, tax, legal or accounting advice, and you should not rely on them as the only basis for a decision. Data comes from third-party sources and may be delayed, incomplete or wrong. We do not guarantee accuracy.

6. Our rights

The service, its software, its documentation and its analysis methods belong to us or our licensors. These terms grant you a limited, non-exclusive, non-transferable right to use the service for your own purposes while your account is active.

7. Ending your account

You can delete your account from the console, which cancels any live subscription. We may suspend or end access if you breach these terms, misuse the service, or fail to pay. Where we can, we will tell you first and explain why.

8. Disclaimers and liability

The service is provided “as is” and “as available”, without warranties of any kind, to the extent the law allows. To the extent the law allows, our total liability for any claim relating to the service is limited to the fees you paid us in the 12 months before the claim arose, or 100 US dollars if you have paid nothing.

9. Governing law

These terms are governed by the laws of the State of Georgia, United States, without regard to conflict-of-law rules. The courts located in Georgia have exclusive jurisdiction, except where the law of your country requires otherwise.

10. Changes to these terms

We may update these terms. We will post the new version here and update the date above. If a change materially reduces your rights, we will say so on this page before it takes effect, and you can cancel your subscription before the change applies.

11. Contact

Questions about these terms: [email protected].